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Dynamic Daily Budget
Your daily budget updates automatically based on your expenses. No more manual calculations!
Granite gives you a simple daily number so you always know what’s safe to spend each day
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How Much Can I Spend?
Most budgeting apps just tell you what you already spent... Granite tells you how much you can spend today, this week, and this month — so you never end the month with less money than you started.
Available on iOS, Android, and web
Download Granite Finance from the App Store or Google Play, or create an account on the web to start your daily budget.
View your daily, weekly, and monthly budgets at a glance
See how your current spending habits will affect your end of month balance
Gain valuable insights on exactly where your money is going

how it works
Get a real-time daily budget, and see how today’s spending affects your future.
01
Set Your Income
Enter your expected monthly income.
Monthly Income
$5,678.00
02
Add Fixed Expenses
Tell us about recurring costs like rent, utilities, subscriptions, etc.
My Expenses
Rent
Monthly
$1,789.00
Utilities
Monthly
$350.00
Wi-Fi
Monthly
$50.00
03
Add Investments & Savings
How much you save or invest each month after receiving your paycheck?
My Investments&Savings
Personal Savings
Monthly
$400.00
Crypto Investments
Monthly
$250.00
Bank Deposit
Monthly
$750.00
04
Link Your Cards
Securely link your cards for real-time spending updates.
My Cards
MasterCard
01/28
•••• 7890
Granite calculates your daily spendable amount
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Use daily budgeting, cash-flow forecasting, and spending insights to understand what is safe to spend before the month gets away from you.

01
Your daily budget updates automatically based on your expenses. No more manual calculations!
02
See how potential purchases today impact your budget for the rest of the week or month.
03
Preview money moving in and out of your checking account so upcoming bills, deposits, and low-balance days are easier to spot.
04
See how your next paycheck changes the month ahead, including recurring expenses and projected end-of-day checking balances.
05
Quickly see your largest transactions, top spending categories, and if you’re staying on budget with easy to understand insights & graphs.
testimonials
Read our customer success stories to see how our app has made a difference.


faq
We've compiled a list of frequently asked questions to help you get started quickly.
01
Your budget updates as soon as we can pull transactions from your connected accounts, typically once a day. Sometimes it can be every 1-2 days depending on your bank.
02
Yes, Granite uses secure bank connection infrastructure and encryption to help protect your information.
03
Yes, you can manually add and edit transactions to keep your budget accurate.
04
Granite starts with your income, subtracts fixed expenses, savings, and investments, then spreads the remaining spendable amount across the month.
05
Granite shows a 30-day view of projected money moving in and out of your checking account, including recurring income and expenses, so you can spot tight days before they happen.
06
Granite uses your income timing, fixed expenses, savings, investments, and recent spending to show how your next paycheck affects the rest of the month.
07
Yes, you can update your fixed expenses and income at any time in your settings page.
08
Granite automatically subtracts fixed expenses you have entered, like rent, utilities, or subscriptions, from your daily budget. If you also see those payments in your bank transactions, mark them as ignored so they do not get double counted.
09
This usually happens if income was entered twice, for example once as your set income and once again from a connected bank deposit. Mark the duplicate transaction as ignored and your daily budget will return to normal.
10
Currently, Granite supports bank accounts in the US and Canada.
See How Today's Spending Affects Your Tomorrow
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